Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). Can you transfer MyKi balance from one card to another? 181 0 obj In addition, it is not any companys responsibility to ensure all questions are answered. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. For example, set your myki Money to top up with $50 when your balance reaches $10. 0000004139 00000 n Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. Your myki smartcard expires after four years. On Friday Martin. Tap Travel Card. Privacy Policy. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. 0000005348 00000 n You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Editorial and user-generated content is not provided, reviewed or endorsed by any company. You may also receive a letter confirming the balance transfer. Your original go card will be cancelled immediately and cannot be used for further travel. Always the last place you look lol. Tap the Add button . endobj 0000003774 00000 n The system was delivered more than $500m over budget and behind schedule. Yes. What a frikkin waste of money! Top up your myki Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version 0000002429 00000 n Was told a main railway station can move the balance. No wonder the thing cost more than a billion dollars. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. Balance transfers usually go through in five to seven days, although they may take longer. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. 0000003014 00000 n <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> Assume that your new card charges a 3% balance transfer fee. Your card provider holds the right to approve or deny your request for a balance transfer. 0000005223 00000 n The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. 0000008137 00000 n You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. Wallethub doesnt charge for this service. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. However, it may take up to 21 days in some cases. Please note, balance transfer is not instantaneous. endobj Children, seniors and concession go card holders travel at 50% of the normal adult fares. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. For more information, visit the V/Line website. What's Auto-load? As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. To learn how to do a balance transfer, review this step-by-step process. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. I never bothered to do it. To check if you're eligible to travel on a concession myki, see Concessions and free travel. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? His expertise includes mortgages, loans, credit cards, insurance and international money transfers. If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. endstream Your new starting balance would be $3,090. Do Not Sell or Share My Personal Information. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . The unused money remains on the card, losing value as fares increase over the years. What to Do If You Cant Get a Student Credit Card? It also protects your myki balance if you lose your phone or it's stolen. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. Is it a Myki issue? It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. You can replace your ticket if its expired, damaged or defective. I realise this is not a life-changer, but there's a principle at stake. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. At this stage, these are the only card types available on Mobile myki. 3. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. Most people would keep the same card for years. Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. Refunds cannot be issued for less than $5. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. How does credit and credit cards work for students? Balance transfer fees may apply. 0000001798 00000 n MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. What is the best credit card for bad credit? Apply for a traffic accident report; The process begins when you submit a balance transfer application. myki Pass Great if you travel often and on consecutive days. Public transportation passes transfer on Google Pay android phones. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. Can You Get a Student Credit Card With No Income? Why Military Personnel Are Vulnerable to Identity Theft? December 29, 2022 - 1:47PM. You can read the Terms of Service online. 0000014445 00000 n I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. Press J to jump to the feed. JavaScript must be enabled to use this site.We're sorry for any inconvenience. What are the best credit cards for bad credit with no deposit and instant use? There must be hundreds of thousands of Myki card balances in this situation, if not millions. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. The only way is to download a form, fill it out, post it in, and wait weeks. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. We are committed to being fully transparent with our readers. After all, I was going to pay more money as opposed to the concession rate. How to Add Authorized Users & Employee Cards on a Business Credit Card? 0000001429 00000 n About a week back, I went from Frankston to St. Albans, changing at Flinders. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. They contacted me, I did it online and they posted me a new card. They actually can transfer your funds really easily but you need to get a case created. How Prepaid Cards Work & Why You might want one? My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. Photo: 10255185_880/Getty Images. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. 0 If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. hbbf`b``30 ap Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). I called customer service and was advised I needed to go in person to Flinders St station to do it. Start the process by listing out your current credit cards, writing down each . Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. Tap Continue. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. I've got a new Myki in my Seniors package. This helps you to avoid late fees and penalty APRs on your existing accounts. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. One may also ask,do pensioners get free train travel in . Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. Save. Upon approval, your new card provider might pay your old card provider directly or send a check to you. If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. Whats the Difference between Business vs. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. Which I obviously don't have because it is lost. I searched everywhere. 178 39 0000000016 00000 n Contact us to request the transfer. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. By phoning 1800 800 007. I have had a myki card virtually since the start date. For a bus anyway. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! I only realised this when my replacement card was lost and I called up for a new one. The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. This may also be an anti money laundering thing. Just one more benefit you enjoy as a COPFCU member. 188 0 obj To do so, you have to block your existing Myki card (annoying, we know). If you're entitled to these additional benefits, you can access them by using your myki smartcard. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> Opinions expressed here are the authors and/or WalletHub editors'. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Remember to top up with enough money to pay for your entire journey. Easy, and only required every three years!! Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. You haven't explained why you need to transfer balance. Auto top up and Auto-load cant be transferred to your new myki. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? Within the phone, go to Settings > Connected devices. and our Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. Make sure you pick a card that accepts balance transfers and has advantageous rates. Do I ever lose the money . While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Auto-load is the same as auto top up. How are Banks Adapting to Meet New Needs Because of Coronavirus? 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. This lets you contact us to request a refund of any balance on the Mobile myki. Within the phone, go to Settings > System > About phone. 0000003374 00000 n TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . 0000002274 00000 n Know your existing credit card's interest rates, balances, and balance transfer limits. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. Get up to 5% cashback in rotating and newly added everyday categories. I'm in Adelaide. Choose your top up value and minimum balance. Learner permit or driver test. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. Cookie Notice However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. But what if the amount is comparable to or less than the postage? startxref Renew driver licence. For example, one person can manage mykis for family or friends. Myki Money QTEM devices can be found at PTV Hub (SouthernCross). In my experience touching on is quicker than validating a metcard. You can also update it there if youre not on the latest version. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. A subreddit for Melburnians and Melbourne enthusiasts! These are the eight most commonly purchased myki Passes. A balance transfer can give you the flexibility to: Pay off high-interest balances endobj 3. For more information, please see our You can register your Mobile myki via Register your myki. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. You probably want to transfer a balance to save money not spend more. When a Myki card is lost or . If you register your myki, you can set Auto Top Upand manage your myki. All myki smartcards expire after four years. If you have Mobile myki you can set Auto Load via the Google Pay app. 0000004362 00000 n Mobile Myki can be set to Auto Load. <> 0000006952 00000 n For instance, your applications for new cards and balance transfers remain subject to approval. Learn more about auto top up. Your balance is protected from the time you tell us your myki is lost or stolen. 0000005683 00000 n Only needed to log on and change auto top-up to new card. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. Well block your myki and arrange a replacement myki. Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! FAX?! This will allow you to deactivate your Mobile myki then reactivate it again. 0000011139 00000 n Can someone explain why this isn't possible? My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . We cant replace a lost or stolen unregistered myki. I know it's not possible to do it online. If you travel occasionally pay as you go with myki Money. The call centre staff member told me "we're not a financial institution so it's not that simple". 0000012144 00000 n According to the Fares and Ticketing Manual (ptv.vic.gov.au) Whats the Difference between Business vs. Corporate Credit Cards? 0000117992 00000 n You can only have your Mobile myki active on one device at a time. A Mobile myki expires after two years. New comments cannot be posted and votes cannot be cast. How long do balance transfers take with Chase? Student passes and concession cards cant be replaced online or over the phone.